Run your money like you mean it.
Budgets, bills, investments, net worth and rental income — R Moni puts every dollar of your financial life on one quiet page. No spreadsheets. No tab juggling. No more guessing.
40 days free · no credit card · cancel anytime
Bank-level encryption · TLS 1.3 · Your data is yours — no ads, no resale.
One app. Three lives. No compromise.
Most tools pick a lane — budgeter, investor, or landlord. R Moni runs all three at once, so the whole picture shows up on one page.
Make payday last the month.
Track every transaction, watch categories in real time, get pinged before bills bite, and build sinking funds for the things you actually want.
- Monthly budget with expected vs. actual
- Bills tracker with overdue and due-soon alerts
- Sinking funds for vacations, repairs, gifts
- Smart spending breakdown by category
Watch freedom compound.
Net worth tracking, portfolio value, dividend yield, surplus rate — the numbers serious wealth builders actually care about, displayed without the noise.
- Live JSE stock prices, synced every trading day
- JSE dividend data synced automatically
- US stocks + ETFs (NYSE, NASDAQ, NYSE Arca) included the same way
- Investment portfolio and TTM dividends
- Net worth with full asset breakdown
- YTD income, expenses and net
Run the rentals like a business.
Income and expenses per property, year-to-date net, expense breakdowns by category — finally a place where rentals don't get mashed into your personal books.
- Income & expenses per property
- Mortgage, insurance, taxes, utilities split out
- Net income summary, Jan through today
- Properties tab for unit-level detail
Budgets that hold up in the real world.
Set a plan in dollars, watch it play out in real time. Income on top, every expense category below — with variance flags the second you drift off course.
- ExpectedPlan what each category should cost this month.
- ActualSee the live number, updated by every transaction.
- VarianceSpot overspend instantly — colored alerts, no math.
Never miss a due date again.
Phone, internet, insurance, mortgage — every recurring payment in one place, with red flags for overdue, amber for due soon, and a clean monthly equivalent for the irregular ones.
- RecurringWeekly, monthly, quarterly, annual — handled.
- StatusOverdue, due soon, paid, setup required.
- EquivAnnual bills auto-converted to monthly equivalents.
Your JSE portfolio, without the busywork.
Every other Jamaican budget app makes you type in stock prices by hand and dig through announcements for dividends. R Moni just knows. Prices pulled straight from the Jamaica Stock Exchange every trading day. Dividend history synced the moment you add a ticker. Hold US stocks or ETFs alongside your JSE positions? Those sync automatically too — one app, both markets, no busywork.
- PricesDaily market-reference for every JSE-listed stock you hold — no manual entry.
- DividendsYour dividend data syncs on your first visit. Fresh payouts land automatically after that.
- Yield & TTMDividend yield and trailing-12-month totals calculated for you, always current.
- US tooNYSE, NASDAQ, and NYSE Arca stocks + ETFs sync the same way — same one-tap-add flow.
- Zero effortAdd the ticker once. Prices, dividends, and yield stay in sync from then on.
Watch your worth take shape.
Assets, liabilities, liquid, non-liquid, investments — broken down so you understand where your money actuallylives, not just what's in your checking account.
40 days free · no credit card · cancel anytime
Every tool you need, one calm interface.
Rental income, by property.
Track income, expenses and net per unit — Oak Street Duplex stays separate from Sunset Ave Studio, exactly how landlords need it.
Live stock market data for JSE and US-listed instruments, synced automatically. Portfolio value, TTM dividends, dividend yield — one tap away.
Sinking funds, with intent.
Italy vacation, kitchen reno, emergency fund, Christmas — every goal with a target, a target date, and a monthly save-rate to hit it.
Transactions, tagged & tamed.
Every line item categorized, searchable, and filterable by category or account — with a spending breakdown that updates on every entry.
Reports
Six-month trends, monthly category stacks, year-on-year — see the shape of your money over time.
Accounts
Checking, savings, HYSA, brokerage, 401(k), credit cards — total held vs. owed at a glance.
Alerts, tuned to you.
Set thresholds at 70%, 80%, 90% — get pinged when a category is about to blow, when a bill is overdue, when a goal completes. Email or in-app, your call.
Stop checking five tabs. Start checking one.
One price. Everything included.
Two plans, one promise — your first 40 days are completely free, no credit card required.
- Budgets, bills & transactions
- Sinking funds & savings goals
- Accounts overview
- Category management
- Email alerts & notifications
- 8 supported currencies
- Investment portfolios & dividends
- Net worth with full breakdown
- Rental income management
- Reports & analytics
40 days free · no credit card · cancel anytime
Your money, on one page.
Forty days free. No credit card to start. Bring your bills, your accounts and your goals — leave the spreadsheet behind.
40 days free · no credit card · cancel anytime