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Terms of Service

Last updated: May 2026

1. Acceptance

By creating an account you agree to these terms. If you don't agree, don't use the service.

2. What this app is

This is a personal finance tracking tool. It helps you record and visualise your financial data. It does not provide financial advice, investment recommendations, or any regulated financial service. All projections (including the FIRE calculator) are illustrative estimates only.

3. Your account

You are responsible for keeping your password secure and for all activity under your account. You must be 18 or older to use this service. One account per person.

4. Your data

You own your data. We store it to provide the service. You can export or delete it at any time. See our Privacy Policy for full details.

5. Acceptable use

Don't attempt to access other users' data, reverse-engineer the service, or use it for any unlawful purpose.

6. Availability

We aim for high availability but make no uptime guarantees. We may modify or discontinue features at any time. We'll give reasonable notice of significant changes.

7. Limitation of liability

This app is provided "as is." We are not liable for any financial decisions you make based on data in this app, or for any data loss. Our liability is limited to the maximum extent permitted by law.

8. Contact

[email protected]